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How To Buy a House in Another State

The thought of buying a home in another state may seem overwhelming and stressful, as it’s already a lot to manage buying a home in state. Here are the general guidelines on what to do when buying a house in another state to make the process smooth sailing:

Figure out a general timeline of where and when you want to move and how long the process will take to sell your current home.

Getting approved for a mortgage or loan to buy a new home in another state may not be as easy as if you were to buy one in your home state. But, don’t let this discourage you as it’s just a longer process. Try to get pre-approved for a mortgage. You will need to provide proof of your annual income, credit history, and other financial information. Try to keep your credit score as high as possible when going in to be approved for a mortgage.

One of the best things you can do when buying a home out of state, is to do your research. Try to learn everything you can about each neighborhood, who the best real estates in the area are and the state regulations and laws. You can find who some of the real estate agents are by searching listings of homes and then you can reach out to them directly. As well, research about school districts if you have children, the population in the area, crime, entertainment, and so on. You want to know as much as you can before buying a home so that you know it is the right location for you and your family. All this information can be found by searching online.

Buyer’s agents are going to be another imperative key to making this process of buying an out of state home much easier! A buyer’s agent will represent you and are typically referred to by a family member, friend or co-worker. They usually know the neighborhoods in and out to help guide you in the right location and to make the best possible decisions. As well, buyer agents can send new listings from MLS to the buyer while they’re still in state so that they can see virtual tours, photographers and price reductions on new homes out of state. This can help you narrow down what you’re looking for!

Once you have a few options in mind and know what you’re looking for, then it’s best to head to that state, meet with a buyer’s agent and go to an open house to purchase an out of state house of your dreams!

For all your real estate questions please contact Arminé Ghevian at 818-389-4465 or

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